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Injured in a wreck with a big rig? Protect your rights

There are time limits on how long you have to file a truck wreck lawsuit against a trucking company, but not all of those limits are imposed by law.

Most states, including Texas, have laws that limit how much time can pass between the truck wreck and the time you file your lawsuit. In Texas, that statute of limitations is typically two years.

However, your insurance company — or the company that insures the truck that injured you — could have other different time limits. This is because many drivers have Uninsured or Underinsured Motorist Coverage (UM or UIM). With these options, there may be notice provisions that place a much shorter requirement on the state’s statute of limitations in filing a lawsuit against a negligent truck driver.

Since these are considered optional kinds of coverage, the insurance policy contract has precedence over the state-established time limits for filing your lawsuit.

These two factors play a critical role in determining how long you might have to file a lawsuit against a negligent truck driver or trucking company.

This is why it is critical that you consult a law firm if you are unfortunate enough to be involved in a wreck with a big rig. An experience truck wreck law firm can help you protect your rights.



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